We are a direct lender
Our executive team averages more than 25 years experience and from this experience they know that being a direct lender is key to giving you the borrower experience you deserve. From application through funding, the entire process is controlled in house.
Loan Programs
Jumbo Loans
Loan amounts to $3,000,000
Interest only options
Qualify off your bank statements only
$1,000,000 cash out
Self-Employed Mortgages
No tax returns or W2s required
Qualify off your bank statements only
No P&L required
1099 Options
Asset-Based Loans
No steady income required
Qualify using only your retirement/brokerage statements
Investment properties permitted
Second homes permitted
Rental Income Loans
Use rental income for qualifying
Qualify on interest only payments
Loans to $2,000,000
5-8 units accepted
Cash-out to $500,000
Specialty Loans
Condotel loans up to $3,000,000
Fix and Flip loan up to 85% of value
Foreign National loans with no tax returns
Bridge Loans
Buy before you sell
No monthly payments on bridge loan
12 months interest only
What are you looking to do?
REAL STORIES
Recently Funded
Qualify using 1 year, 1099 income
A medical professional who recently switched from a salaried employee to a self-employed contractor.
12 month income verification
An Austin entrepreneur was struggling with a balloon payment. We got him approved using only 12 months of income verification.
Rental Income DSCR on 3-units
Experienced investors, Melanie and Noah, need to refinance a short term private loan whose balloon was due in 30 days. The 3-unit property was not yet rented as renovations were ongoing.
Retirement asset qualifier
Using retirement assets a borrower was able to qualify for a mortgage on a vacation home.
Complex forbearance issues
Entering into COVID forbearance caused a problem for a coastal California couple. Only one spouse's income was eligible to qualify them for the loan .
Buying before you sell
Jan & Peter had to close on the purchase of their mini-ranch in Texas before the sale of their current residence in Oregon, leaving them without the needed downpayment.
Mortgage balloon past due
A business founder leverages personal residence to help him raise capital.
Scrappy business owner buys duplex
Grant was in contract to purchase a duplex in Boston but was unable to provide tax returns to qualify.
Qualify using 1 year, 1099 income
A medical professional who recently switched from a salaried employee to a self-employed contractor.
12 month income verification
An Austin entrepreneur was struggling with a balloon payment. We got him approved using only 12 months of income verification.
Rental Income DSCR on 3-units
Experienced investors, Melanie and Noah, need to refinance a short term private loan whose balloon was due in 30 days. The 3-unit property was not yet rented as renovations were ongoing.
Retirement asset qualifier
Using retirement assets a borrower was able to qualify for a mortgage on a vacation home.
Complex forbearance issues
Entering into COVID forbearance caused a problem for a coastal California couple. Only one spouse's income was eligible to qualify them for the loan .
Buying before you sell
Jan & Peter had to close on the purchase of their mini-ranch in Texas before the sale of their current residence in Oregon, leaving them without the needed downpayment.
Mortgage balloon past due
A business founder leverages personal residence to help him raise capital.
Scrappy business owner buys duplex
Grant was in contract to purchase a duplex in Boston but was unable to provide tax returns to qualify.
Qualify using 1 year, 1099 income
A medical professional who recently switched from a salaried employee to a self-employed contractor.
12 month income verification
An Austin entrepreneur was struggling with a balloon payment. We got him approved using only 12 months of income verification.
Rental Income DSCR on 3-units
Experienced investors, Melanie and Noah, need to refinance a short term private loan whose balloon was due in 30 days. The 3-unit property was not yet rented as renovations were ongoing.
Retirement asset qualifier
Using retirement assets a borrower was able to qualify for a mortgage on a vacation home.
Complex forbearance issues
Entering into COVID forbearance caused a problem for a coastal California couple. Only one spouse's income was eligible to qualify them for the loan .
Buying before you sell
Jan & Peter had to close on the purchase of their mini-ranch in Texas before the sale of their current residence in Oregon, leaving them without the needed downpayment.
Mortgage balloon past due
A business founder leverages personal residence to help him raise capital.
Scrappy business owner buys duplex
Grant was in contract to purchase a duplex in Boston but was unable to provide tax returns to qualify.
Still have questions?
Can’t find the answer you’re looking for? Reach out or chat with someone on our team.